Services

Six advisory streams — one senior consultant.

Swisstocks operates as a single-partner advisory boutique. Every engagement is scoped, delivered and defended by the same senior risk professional — no layered teams, no handover risk.

Advisory

Framework design, regulatory dialogue and remediation — the strategic layer.

§ 01

Risk Governance

The pillar of every risk framework.

  • Risk-appetite statement design and cascading into limits
  • Three-lines-of-defence review and optimisation
  • Board, ExCo and risk-committee reporting packs
  • Policy stack rationalisation and ownership mapping
  • Governance documentation for FINMA supervisory reviews

§ 04

Regulatory Compliance

Reading, mapping and closing the delta between what FINMA expects and what the institution does.

  • FINMA circular gap analyses (Operational risk, ESG, Corporate governance)
  • CAO / LiqO / ERV impact assessments
  • Sanctions, AML and fraud-prevention control reviews
  • Regulatory-reporting quality assurance
  • Preparation for supervisory dialogues and audits

§ 05

Audit Remediation

Structured closure of open findings, with defensible evidence.

  • Triage and structuring of internal-audit findings
  • Remediation plans with milestones and owners
  • Evidence packs for four-eyes and audit sign-off
  • Lessons-learned reviews and control redesign

Risk Management

Methodologies, models and steering for the institution's core risk types.

§ 02

Credit & Counterparty Risk

Where medium-sized institutions can lose sight of their risks and their tranquility.

  • Single credit-exposure limits matrix calibration
  • Global counterparty exposure methodology and roadmap
  • Model validation and independent challenge
  • Remediation of audit findings on credit models
  • Concentration and wrong-way risk analytics

§ 03

Liquidity & Treasury Risk

Stress testing, monitoring, risk assessment and financial planning — done right.

  • LCR / NSFR steering and forecasting frameworks
  • Forward-looking liquidity stress-testing tools
  • Daily and crisis-reporting production
  • Contingency Funding Plan design and drills
  • Front-Office advisory on funding & deposit campaigns

§ 06

Climate & ESG Risk

Financed emissions and Net-Zero, translated into working risk processes.

  • Net-Zero methodology, documentation and production
  • Sector trajectories: Aviation, Automotive, Shipping, Real Estate
  • Flood-risk reporting for real-estate portfolios
  • Embedding carbon footprint of lending into capital planning
  • ESG-related governance and disclosure support

Engagement models

How we work together.

Fixed-scope mandate

Defined deliverable, defined budget. Ideal for framework builds, methodology work or audit remediation.

Ongoing advisory

Monthly retainer for continuous risk-committee, regulator or ExCo advisory.

Interim leadership

Fractional Head of Risk / CRO cover during transitions and regulatory hot phases.